Youth Literacy Alliance YFLAFinancial Literacy YLLALegal Literacy
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Terms of Use

The short version: this is education, not professional advice.

This is education, not professional advice

Everything on this site is general educational information. It is not financial, tax, or legal advice, and it is not a substitute for advice from a qualified professional about your own situation.

We are a student-run educational nonprofit. We are not licensed financial advisors, and we are not lawyers or a law firm. Nothing here creates a professional relationship of any kind.

Your rights and your tax situation both depend on where you are and can change over time. Before acting on anything that matters, talk to a qualified professional. In an emergency, contact your local emergency services.

About the calculators

The tools use simplified assumptions and are built to show how a calculation works, not to produce a precise figure for your circumstances. Do not rely on one as the sole basis for a decision.

Telling us we are wrong

If you spot a mistake, tell us. Corrections are welcome and we would rather fix something than leave it.